Don’t need money for a good time

An outdoor concert in Kincardine as part of their Summer Music Festival

Many years ago I was an editor at Toronto.com. It was a listings site where people could list their events for free.

There were some costs associated with some events but a number of those events were free to everyone. I was amazed by how many free or pay-what-you-can events were available if I was just willing to look for them and then go.

When you move to a new neighbourhood, you might feel that you can’t afford to go out. After all, you just bought a new home or may have done some renovations. You can still have a great social life and discover someone or something new by just doing a little digging.

Leaving the credit card home

Mine is to be debt-free, apart from my mortgage, for 2013. I have a tiny bit of consumer debt so next month should see it wiped out (Yay!). The trick is to not build it back up. So that means leaving the credit card home. My...

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Let’s talk holiday shopping

Here’s something I drafted but didn’t use. I thought I’d put it here:

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Have you started your holiday shopping yet? If you’re like most of us, you’re probably planning do it in the next couple weeks but how are you planning on paying for it?

Here’s what happens – you go into a mall, walk around, peer at things and buy something that might work for our family and friends.  The next thing you know, you’ve overspent your budget and become one of the 12 per cent of Canadians who go into debt for holiday gifts! 

How much money? Ouch!

Tomorrow, four times the usual payment is coming out of my account and going on my mortgage. I try to save up so I can do lump sums as well as pay a little extra every fortnight. The thing is, after I called my bank and asked them to take out that money, I hung up and felt a little sick. That’s a lot of money.

Ebates comes to Canada

The Canadian retail space isn’t very competitive. We can’t stack coupons, the sales aren’t as deep as the United States, there isn’t the variety and the only money-back option is to fill out a rebate form, mail it and hope to get a cheque within the next eight weeks, if you’re lucky.

Ebates Canada hopes to change all of that by addressing most, if not, all of these roadblocks to shopping online and adding a few incentives such as coupons and cash back – no rebates.

Women and Money

I've been thinking about a headline in the Globe and Mail which asks the question, Can a woman over 40 marry for money? Gender and ageist politics aside, the question should be, "Why are we still asking that question?" Every day I see articles about saving...

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