Spend money to save money

Grocery shopping, home décor — of course you can do these yourself and find great ways to save money. But what if you find yourself buying and returning curtains that don’t work, or you’re constantly throwing away food because you just don’t have the time to cook it?

The denomination effect

One of the top tips to control spending is to take out money from bank machine and only pay in cash. The thinking is that when you see what you’re spending, you won’t spend as rashly as you might if you paid with a debit or credit card.